Join a member-driven leader in a fast-paced, challenging and collaborative environment with the shared mission of supporting America’s network of rural electric cooperatives. Since its formation in 1969, National Rural Utilities Cooperative Finance Corporation, or CFC, located in Dulles, Virginia, has provided capital and industry-leading financial products to more than 900 not-for-profit, consumer-controlled utility systems across the United States. Our exceptional team delivers the “CFC Difference” that encompasses our values of service, integrity and excellence in all our interactions.
CFC has a need for a Commercial Lending Account Manager - Generation & Transmission Portfolio in the TFG - G&T Lending Group. In this position you will be responsible for credit structuring and leading the credit analysis and underwriting process for a group of high profile G&T members and their subsidiaries or affiliates, and Investor Owned Utilities within the G&T Group, which includes underwriting, pricing, closing, funding and monitoring their large loan or bond transactions. The position is also responsible operational management of post-closing modifications of loan terms and pricing throughout the life of the loan.
As a Commercial Lending Account Manager - Generation & Transmission Portfolio, you will:
Underwrite, analyze, process and service loans primarily for high activity, high profile electric utility accounts.
Maintain relationships with G&T members to ensure satisfaction with CFC’s loan products and services.
Partner with G&T RVPs to identify, present, and price customized financial solutions to the member’s senior management teams.
Oversee and perform detailed analysis on prospective credits, including comprehensive credit underwriting, detail financial modeling and credit recommendations.
Review existing loan documentation to manage ongoing compliance monitoring and renewal requirements,
Monitor credit compliance, analyze associated risks, and make recommendations for appropriate resolution, which may include discussions with G&T members and preparing requests for consents or waivers.
Coordinate all aspects of loan negotiations and legal documentation for loans and capital market bond transactions.
Risk rate and annually review credits for all member loans, which includes evaluating quantitative and qualitative factors, and developing strategies to mitigate ongoing credit risk.
Prepare customized prospect materials to maintain and increase quality loan volume.
Detect potential problem credits, advise appropriate internal parties, assist in the resolution of any credit issue, which may include the restructuring of a problem loan.
To be successful, you will need:
Bachelor’s Degree in finance, accounting or related field required, finance is highly preferred.
Minimum of seven years of credit underwriting or credit risk management experience, preferably with electric utilities, in a commercial bank or non-banking financial institution.
Completion of a formal credit risk loan underwriting training program.
Excellent customer service orientation.
Strong credit risk and financial analytical skills.
Ability to understand financial documents and loan documentation.
Knowledge of financial and accounting principles.
Knowledge of loan structures and related legal documents.
Knowledge of debt capital markets.
Knowledge of electric utility industry is strongly desired.
Excellent interpersonal, verbal and written communication skills.
Strong financial forecasting and modeling skills.
Significant relationship management and negotiation sills.
Strong critical thinking skills.
Effective self-starter and team player.
Ability to handle conflicting priorities and balance daily operational tasks with complex underwriting processes and timelines.
Proficient with Microsoft Office Suite of products and financial statement spreading software.
We offer a comprehensive benefits package that includes short-term and long-term incentive opportunities; an employer-paid pension plan; 401(k); medical, dental and vision insurance; a generous leave policy; onsite gym; and more—all in a friendly, professional work environment. For additional information, please visit our website at www.nrucfc.coop. CFC is an Equal Opportunity Employer committed to workforce diversity.
The National Rural Utilities Cooperative Finance Corporation (CFC) was founded in 1969 by the rural electric cooperative industry. CFC is a nonprofit finance cooperative with more than $25 billion in assets that provides industry expertise, flexibility and responsiveness to more than 1,000 member-owners to help them meet their financial needs. At CFC, our members’ success is our success. Our commitment to our members goes beyond our work as a lender. In addition to our lending solutions, CFC offers treasury services, investment opportunities, financial models and tools, programs to support and promote the cooperative business model, and industry-leading events and training.