Unum is a company of people serving people. As one of the world's leading employee benefits providers and a Fortune 500 company, Unum's financial protection benefits help protect more than 36 million working people and their families from the financial impact of illness or injury.

Unum's two distinct, but similarly focused US businesses - Unum US and Colonial Life - are each a market leader in making disability, life, accident, critical illness, dental, and vision insurance accessible in the workplace.

Headquartered in Chattanooga, Tennessee, Unum also has significant US operations in Portland, Maine and Baton Rouge, Louisiana - and over 35 field offices nationwide. Colonial Life is headquartered in Columbia, South Carolina with over 40 field offices nationwide.

General Summary:

Principal Duties and Responsibilities:

Credit Analysis - New Transactions

• Assess credit quality of private placement offerings across various industries and countries, using a variety of research sources, including offering documents, management calls, rating agencies, Bloomberg, third party research, and SEC filings; may support investment officers in these efforts as well
• Analyze various risk factors associated with the investment, including financial, operating, industry, political, legal, sovereign, and liquidity risk
• Work with internal and external legal counsel to ensure that the transaction is appropriately structured
• Work closely with supervisor and VP to ensure that recommended investments meet client objectives in terms of pricing, duration, risk tolerance, etc.
• Engage in due diligence of potential investments, including onsite visits? some travel required, both domestic and international

Credit Management Portfolio

• Monitor the credit quality of portfolio companies and make buy/sell/hold recommendations as changes in the credit profile or portfolio needs warrant
• Provide written and verbal credit updates on assigned portfolio
• Effectively communicate within Investments and other internal units, as well as external constituents such as senior management of portfolio companies, bankers, and legal counsel
• Assign internal credit outlooks and rate credits biannually
• Perform quarter-end portfolio pricing in conjunction with Investment Accounting
• Work alongside legal counsel in amendment and workout situations
• Assume responsibilities for special projects or other duties when required

Qualifications

• 3-5 years relevant work experience in investments and/or corporate lending? strong knowledge of fixed income market, economics, and credit research required
• Minimum Bachelor's degree required? MBA and/or CFA credentials preferred
• Strong analytical skills, both qualitative and quantitative
• Deep knowledge of financial statement analysis, financial modeling
• Excellent communication skills, both oral and written
• Strong critical thinking, with ability to problem-solve
• Excel and Bloomberg proficient
• Negotiation and documentation skills
• Demonstrated ability to collaborate in a team setting

#LI-LR1

Our company is built on helping individuals and families, and this starts with our employees. We want employees to maintain a positive balance, which is why we provide access to the benefits and resources they need to invest in themselves. From our onsite fitness facilities and generous paid time off to employee professional development programs, we are committed to helping employees live and work their best - both inside and outside the office.

Unum is an equal opportunity employer, considering all qualified applicants and employees for hiring, placement, and advancement, without regard to a person's race, color, religion, national origin, age, genetic information, military status, gender, sexual orientation, gender identity or expression, disability, or protected veteran status.

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