The Business Development/Commercial Loan Officer identifies opportunities, develop and expand a Commercial and Real Estate loan portfolio that meets established deadlines. Duties and responsibilities include the following:
Proactive approach to build customer relationships, provide portfolio maintenance and various customer services as required. Direct calling on new and existing customers.
Manages full service of commercial loans within Keystone Savings Bank policies.
Foster and maintain close contact with realtors, developers and builders to encourage use of bank services for commercial products and residential mortgages.
On-going maintenance monitoring of loans booked and answers loan-related questions or items directly with customers and support staff in the bank.
Collection and assistance managing past due accounts.
Cross sells products associated with commercial/real estate loans.
Compliance with regulatory rules and regulations; complete bank training as necessary.
Stays current with conditions in the local market and changes in rules and regulations pertaining to both private and government-insured mortgages.
Maintains collateral documentation, financial statements and other lending activities. Reports status of loan portfolio to Board and Loan committee.
Represents the bank and provides leadership in key community activities, including business, charitable, civic and social organizations to maintain a proper responsible citizen stature for the bank.
Requirements for the qualified candidate includes the following:
Bachelor’s degree in Business or Finance preferred.
Three to five years commercial lending experience.
Proficient in Microsoft Office and Lending Software.
Knowledge of financial products and services.
Strong administrative, organizational and interpersonal skills.
Superior written and verbal communication skills.
Must maintain the highest degree of confidentiality.
Keystone Savings Bank offers an attractive benefits package:
Medical, dental and vision insurance
Flexible Spending Accounts
Company-paid Group Life insurance
Voluntary Life insurance for employee, spouse and children
Company-paid Short-term and Long-term Disability insurance
Keystone Savings Bank continues to be a strong community bank in Iowa and is owned by local shareholders primarily from the Benton County area. Through the years, the bank has grown and added branches in Marengo (1995), Center Point (2004), Pleasant Hill (2007) and Victor (2018).
